HOSPITALISATION AND MEDICAL EXPENSES :
In addition to the above the policy will provide for reimbursement of medical expenses, subject to a maximum of BD 100/- any one student per any one year incurred for treatment to him /her in a hospital or Nursing as a patient for any injury sustained in an accident.
LOSS OF SCHOOL BAG
In addition to the above the policy will provide for loss or damage to the School bags and books, laptops and school material subject to maximum BD 20/-, as a result of the accident.
Though this policy is for students in Bahrain, the Scope of cover will be worldwide. If the student goes on a school trip or Holiday outside Bahrain the cover will extend worldwide.
The Policy will not only cover the risks during the school but also after school. This is a 24X7 cover.
POLICY COMPENSATION LIMITS:
PROCEDURE FOR ISSUING COVER:
The School/College/Educational Institution will give a letter of request furnishing the following particulars paying the premium.
Name of Institution.
No. of students as on the date of proposal and estimate of increase during the year.
Limit of compensation selected for any one year.
Declaration from the school authorities that proper attendance register giving the names of all students. Maintained throughout, which may be available for inspection, if necessary by the insurance authorities.
Additional inclusions of the students in the middle of the policy period may be allowed on request subject to additional premium payment. No refund allowed.
The policy will be issued in the name of the institution on the life and for the benefit of total number of students as given in the declaration.
The Death claim will be payable to the parent or guardian of the student as recorded in the school register certified by the school Authorities. However the Medical Expenses will be paid in the name of the school.
The policy is subject to usual exclusion related to a Personal Accident Policy.